Appraisal services for Fairfield County homeowners
See the top 7 reasons why Connecticut homeowners need Fairfield Appraisal:
We at Fairfield Appraisal understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge Your Towns Assessment of Your PropertyLet's say your home is not appreciating as much as other properties in your neighborhood, your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Fairfield Appraisal is your perfect weapon when challenging your property tax assessment.
PMI Removal AppraisalsA fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping consumers just like you delete unnecessary PMI insurance.
Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Fairfield Appraisal offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Fairfield Appraisal can help you with that. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.